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Welcome to the website of the Parish of Haversham with Little Linford.

The site is voluntarily run and managed by and for the residents of this community, and is sponsored by the local Parish Council and Social Centre. We hope that members of the wider community of Milton Keynes, as well as people living further afield nationally and internationally, will also find the site a useful source of information.

The site belongs to everyone in the parish and is evolving all the time, with plans to add more on local history and the local environment. We also welcome contributions from other residents, so please do let us know if you would like to add anything. All submissions should be sent in the first instance to Lesley Gilbert. Use the links to the left to explore the site, let us know if there are any errors or inaccuracies, but most of all, enjoy the site!

Financial Advise For Haversham Residents

A recent meeting showed that around 30% of our residents aren’t too au fait with credit ratings and their general finances. This came as no surprise as the local food bank usage is up 200% in the last 6 months. Below you’ll find some tips on credit ratings and how to build some better habits.

If you have found your financial applications being rejected on the grounds of having bad credit and still fail to understand what this problem really is, you should look back on your past dealings in credit-related matters.

Bad credit refers to an undesirable credit score on your credit report. This report is the mirror image of your creditworthiness, which is assessed by taking into account how you have done in the past regarding your repayments on various financial products.

If you have taken out loans or other contracts and met your obligations on time, there is no reason you should have bad credit.

However, if this is not so, you should not be surprised to see something on your credit report that you wish did not have to.

What does it have to do with a mobile phone contract?

Since your credit rating is basically the indicator of your creditworthiness, contract providers are becoming increasingly becoming stringent in their approach to these ratings.

The reason behind doing so is playing safe. The relationship between the provider and you is based on a few terms, which involve you walking home with a brand new phone without having to pay its cost upfront, in exchange for a set of monthly payments.

This means that before letting you get your hands on a contract, the provider would want to know your capacity and willingness to adhere to the terms and be punctual with your payments. Therefore, bad credit does not depict a picture that makes these providers feel safe.

What is the answer to this problem?

Having bad credit certainly makes it difficult for you to get access to a regular contract. If you are in a situation where you just cannot seem to get acceptance and are fed up of trying again, we have just the solution to provide you with much-need relief.

The answer to your problem is a bad credit mobile phone contract, which is specially designed for individuals like you.

Bad credit is a prevalent phenomenon, and an increasing number of people are being plagued by this financial blemish. To think that all these people would have to be without a contract phone is absolutely ludicrous.

Therefore, to ensure that this ludicrous thought does not transform into a shocking reality, we have bad credit mobile phones. These contracts take out the credit rating part out of the equation, bringing to you deals that do not, in any way, associate themselves with how you have done in the past. If your credit history is holding you back, it is time you leave it all behind and unfetter yourself.

Should I really go for a bad credit mobile phone contract?

The reason behind the existence of bad credit mobile phone contracts is that if the bad credit individuals find themselves unable to buy a phone outright, they might just have to do without a phone at all. This paints a rather gloomy picture, which screams for an alternative route out. Bad credit mobile phone contracts are just that route. By taking up a bad credit mobile phone contract, you are safeguarding one aspect of your life from letting bad credit take its toll. Therefore, if you cannot get a regular contract, there is no reason why you should not turn to these bad credit mobile phones from providers such as InstantMobile, which are in fact designed especially for you and thousands of other individuals like you, across the UK.

How does it all work?

Many people are under the impression that bad credit mobile phone contracts are intricate and hard to understand. This is far from the truth. These contracts are identical to your regular contracts, but for a slight change. While your regular contracts are only approved after a credit-check is done, these contracts do not bother. What this means is that regardless of what your credit report says about you, getting a bad credit mobile phone contract is no less easy. Apart from this, there is barely any difference between the two contracts. It is extremely simple, which is what lures people into thinking that they are too good to be true.